= I am frugal,not Cheap! Spend Smarter but..Live Modestly

A cynic knows the Cost of Everything but..

A cynic knows the Cost of Everything but..
the VALUE of Nothing!

Wednesday, August 14, 2013

Get a tax break by extreme couponing...

Normally I don't condone this strange behavior which is similar to hoarding but...If giving to charity then it is ok and not only that profitable when you can get a tax right off on what you give! ex. $1,000 food and toiletries donation bought from manufacturer,store coupons and sales.

For more on this topic on my blog, go to former post on extreme couponing from August as just updated it as saw another extreme couponing program on TLC and learned more about this new bizarre trend that perhaps isn't all that odd after all in these hard economic ties! Share your thoughts on this topic here now. Thanks!

Sunday, July 7, 2013

Yard sales are a great place to get a deal...

Yesterday went to one and purchased a couch, a two seater and an air conditioner for 10 each and a microwave for 7 and an area rug for 5 and fan for a buck. Yeh they're used but in good shape and where can you get them
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for this price? Will give them to my friend who needs them.

Wednesday, July 3, 2013

Save money and stay home this summer..

If you're anthing like me, I am a huge fan of HGTV,especially shows like love it or list it or Cash and Cari or flip this house..I think you are getting the picture. There is huge money and interest in this poor economy with saving money and improving on the homes we have and items in our homes like antique furniture,restoring it,rehabbing our homes with new appliances,knocking out walls for an open plan,fixing other's homes and making a profit selling them and having yard sales,going to auctions and so forth. Many will still be on the roads traveling with gas prices soaring this time of year but many like my self will do day trips to cooler places like VT,as live in NY,Mass. and NH and make my home friendlier on the eyes and staying home this summer!

Tuesday, June 4, 2013

SAve money being Green..

Think cheap!

One should minimize plastic use by using Brita water and own containers of aluminum for one. Read more here.

recycle too.

my tip is to compost as often as can as minimizes trash may have to pay to remove if own own home.

Saturday, June 1, 2013

Disabled and veterans camp and...

can go to museums,etc. for FREE! Also 50% discounts for night sleep overs,use of electric,etc. About time we got something,huh!? Ofcourse seniors get discounts too. Read more  here. As we know,travel in general on local buses,buses are discounted by 1/2 already. So travel cheaply and enjoy your summer folks! Read more on camping free in state federally owned state parks for disabled and veterans here. Click word here for link to more info. You need t6o show your veteran,medicare cards to get discount. Don't gforget to join AARP and get discounts there too. Click link here on AARP benefit discounts.

Monday, May 27, 2013

Pay your bills on time to..

save money.  Real simple advice but good advice if you take it. No gimmicks. Also use coupons and buy sale items that you will use in this life not the next. What good is having so much crap around you need to rent a storage locker? Yard sales are good too but again buy whAt need. Also can buy other people gifts from there too. tAKE CARE OF CLOTHES AND STUFF HAVE THOUGH TOO SO DON'T HAVE TO KEEP BUYING STUFF. Uh..what else? join AARP and buy insurance and travel cheaper with discounts from there. Go camping,travel Europe by rail,stay at youth,elder hostels instead of motels,hotels. Make own coffee,use water from Brita filtered bottle instead of buying drinks out,eat in as much as can,brown bag it.Yeh you can live well on little if you use your brain. Download FREE music,movies online and save and be kind to environment by not buying dvds,cds. Also don't pay for phone but use Assurance wirelsss if disabled,poor. Watch tv,use free internet on free wifi instead of paying alot for cable,net.

Also use HEAP benefit if qualify to help pay heat bill. Also live in subsidized housing if can and have part of rent paid. In some cases,tv,net,utilities,heat included!

uSE AND APPLY FOR FOOD STAMPS AND SAVE ON FOOD TOO.

FREE Ellie song. Click link.

FREE

FREE
sample of Aveda

My new beer bottle cap jewelry

My new beer bottle cap jewelry
by Artzstuf

Reused Clothing..


SAVE & MAKE

SAVE & MAKE
$$$$$$$$$$$

save

save
clip..coupons

YARD sale..weekend

YARD sale..weekend
more info on Craigslist

eNTRECARD

eNTRECARD
dROP ON ME!


Skiing... on the Moon!

Skiing... on the Moon!
WednesdaYS, LADIES' dAY, HUNTER mountain $53.