= I am frugal,not Cheap! Spend Smarter but..Live Modestly

A cynic knows the Cost of Everything but..

A cynic knows the Cost of Everything but..
the VALUE of Nothing!

Monday, May 27, 2013

Pay your bills on time to..

save money.  Real simple advice but good advice if you take it. No gimmicks. Also use coupons and buy sale items that you will use in this life not the next. What good is having so much crap around you need to rent a storage locker? Yard sales are good too but again buy whAt need. Also can buy other people gifts from there too. tAKE CARE OF CLOTHES AND STUFF HAVE THOUGH TOO SO DON'T HAVE TO KEEP BUYING STUFF. Uh..what else? join AARP and buy insurance and travel cheaper with discounts from there. Go camping,travel Europe by rail,stay at youth,elder hostels instead of motels,hotels. Make own coffee,use water from Brita filtered bottle instead of buying drinks out,eat in as much as can,brown bag it.Yeh you can live well on little if you use your brain. Download FREE music,movies online and save and be kind to environment by not buying dvds,cds. Also don't pay for phone but use Assurance wirelsss if disabled,poor. Watch tv,use free internet on free wifi instead of paying alot for cable,net.

Also use HEAP benefit if qualify to help pay heat bill. Also live in subsidized housing if can and have part of rent paid. In some cases,tv,net,utilities,heat included!

uSE AND APPLY FOR FOOD STAMPS AND SAVE ON FOOD TOO.

FREE Ellie song. Click link.

FREE

FREE
sample of Aveda

My new beer bottle cap jewelry

My new beer bottle cap jewelry
by Artzstuf

Reused Clothing..

SAVE & MAKE

SAVE & MAKE
$$$$$$$$$$$

save

save
clip..coupons

YARD sale..weekend

YARD sale..weekend
more info on Craigslist

eNTRECARD

eNTRECARD
dROP ON ME!

Skiing... on the Moon!

Skiing... on the Moon!
WednesdaYS, LADIES' dAY, HUNTER mountain $53.