= I am frugal,not Cheap! Spend Smarter but..Live Modestly

A cynic knows the Cost of Everything but..

A cynic knows the Cost of Everything but..
the VALUE of Nothing!

Thursday, April 29, 2010

Do Homework before Moving is all I can Say..

I have learned this the hard way as i have rented recently with no lease but a month to month arrangement with little protecti0on under the law and now find myself facing homelessness. I have had to spend or rather borrow $ 520. from my sick mom to boot to cover the costs of moving twice,renting trucks,paying people to help me move,rent a storage site,install phone,cable,pay for gas for trucks,etc.

From now I won't move in unless they take more than one pet and I have a lease. Unfortunately it is hard to be choosy when you are desperate,poor due to disability like me and encounter nothing but slumlords and bad housing as decent,safe housing is a dream when you are poor! What do you think? Avoid Greenville's June Wiltsie who manages a property on Wilt Wyck Lane,is all I have to say as she is a horror!

Saturday, February 13, 2010

How to Live Rent-Free..

in a tough economy is a great topic to discuss now and here I think. I think I have become the Master of living rent free. Infact it has been some time now since I paid the rent on a regular basis. No, I am not a dead beat tenant or creepy person who enjoys taking advantage of landlords. I infact am a very nice,moral individual but..I have had the misfortune of settling in Cairo,NY, the home town of the Slumlord. Yes, since I moved here over 2 years ago I have lived in 3 places with slumlords! Amazing? You bet but..

I have now decided to make this sad fact work for my advantage. I gave no rent this month as you may have previously read due to landlord not making necessary repairs and the fact that I deducted for this from the rent to the point that he deserved nothing. My last place I was evicted from, after not paying the rent there for three months, had no insulation and he rented it out year round. The previous place was infested with roaches and drug dealers as they never cleaned and then we had a fire there as place was poorly wired. Ugh..I withheld the rent til he got an exterminator in there which of course he didn't. He didn't even put us up after the fire. We had to stay in the place with no electricity in the dog days of August! No we are not crazy. We are just poor and had no choice as do many indigent people so we have few choices when it comes to affordable, decent housing. Town officials and the housing dept. don't seem to care about this issue as it cdoesn't effect them as they have a place to live so who cares? It seems to be a poor man's issue alone here in upstate NY apparently. Read More

Friday, February 5, 2010

All YOu Can EAt Italian Buffet At Village Pizza for $ 4.99..

"A cynic knows the COST of everything and the VALUE of NOTHING!"

I ate chicken,eggplant,pasta,freshly made cheese pizza,salad and a chocolate brownie. I felt stuffed when I finished and it tasted YUM, yum,Good! Great bang for your buck. Especially when other pizza parlor Franks's charges $ 6.99 for a limited portion, spaghetti and meatball dinner with bread and salad..Also they are alot nicer to deal with than Frank. I suggest you check Village pizza out if you want a great meal for your buck!

Tuesday, February 2, 2010

The High Cost of Cheap...

Cheap is not always better. Read the book 'Cheap' and find out why. I am reading the book by Schell and am enjoying it. If you make hand made art and jewelry like me, then you can appreciate it when people will pay more for quality,durability and hand made versus factory line jewelry. Most unfortunately want a deal and cheap and thus trade beauty for ugly crap. What do you think?

Monday, February 1, 2010

Caulk it...if you have drafts..

If you are like most people, you are concerned about saving money and especially heat at this time of the year. I know my propane bill has gone from $ 3.29/gallon and $ 329. for 100 gallons and $ 200 a month useage on the average to $ 3.99/gallon,$399./100 gallon tank and $ 270/month on the average,ugh!

Now you can caulk away your drafts in your windows, doors and keep some of your heat in,the cold out and your heating bill down. Yeh! Read more about it here.

Wednesday, January 13, 2010

SAve Big Money by Buying Ethanol Gas converting Kit..

Apparently you can get away with putting some in the tank without the kit but kind of scares me so would suggest you buy the kit.

Bought a Fisher Price Interactive Learning Toy for Children Cheap...

'Freaky Frugalite Pic from her blog'
at Walmart today in the clearance isle. It was originally $ 30 and was reduced for XMAS to $5 and is now $ 2.50! Great deal. Also saw children's electronic guitar/keyboard for $ 5.

I also saw many toys cheap at Family Dollar during XMAS season. Now they have the children's clothing reduced for $ 1-2. Anyone wiht kids knows how pricey toys and clothing can be.

Also bought Russel Stover candy in a nice gift box for me and my family for $ 2.99. It originally was $ 8.99 and then was reduced to $ 4.99 for the holiday and now is $ 2 off with coupon.

Tuesday, January 12, 2010

Bought a new color 3-in-1 color Printer at CVS for..

$ 39.99. WAs originally $ 89.99 but was on sale and t hen Ihad a coupon based on my shopping history. All I did was scan it and I received some coupons toward my new purchases! Fun!! The printer is a scanner and copy machine as well. There is no fasx or phone but..I stillhave my old printer for that if I choose to connect it but won't as I have no phone where I live at the moment. (Had had a problem connecting it as Verizon came out three times already! ugh..)

You can also save if you recycle your ink cartridges at Staples and also at the Lexmark web site. Lexmark has a better deal than Staples which offers a few dollars off on your next cartridge. They give you a FREE cartridge if you return 5.

Friday, January 8, 2010

Save your Coca Cola Bottle Caps Guys and Get a FREE Gift..

Met a gal at the local library who was on the Coca Cola web site and was entering all the codes off the bottles so show could get a FREE gift from the company. Smart!


sample of Aveda

My new beer bottle cap jewelry

My new beer bottle cap jewelry
by Artzstuf

Reused Clothing..





YARD sale..weekend

YARD sale..weekend
more info on Craigslist



Skiing... on the Moon!

Skiing... on the Moon!
WednesdaYS, LADIES' dAY, HUNTER mountain $53.