= I am frugal,not Cheap! Spend Smarter but..Live Modestly

A cynic knows the Cost of Everything but..

A cynic knows the Cost of Everything but..
the VALUE of Nothing!
Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Wednesday, March 12, 2014

Get real buying customers cheaply..

shop smarter, live frugally'.

or for close to nothing by using 'Stomper net', the name for getting this seo info for a good price to get Google placement. If on first page for let's say a specific key word like chakra jewelry would be good for someone like me so can be found by search engines and inevitably potential customers, visitors. This traffic is targeted too. You do this as opposed to say looking for your business under a keyword like jewelry where everyone else is. This way we create niche marketing. For this particular blog it would be keyword frugal blog, or keywords saving, making money online, home, entrepreneur. Says business is two things: innovation and marketing.

It's never been easier or cheaper to start a small business as it is now with all the free, cheap info available now on the net. Even having a college degree, education is not so important to be successful as many are designing web sites and fixing computers, offering computer help and so forth with skills acquired on own. As we know too, one can't depend on government or a company to take care of them forever which launched the rise of the entrepreneur. In fact fear is a great motivator.

 

Thursday, December 12, 2013

Went to Equinox thanksgiving dinner in Albany and...

plan on going to the Mission for XMAS as am alone and not cooking and poor so going to save money this way.

Saturday, December 7, 2013

great deal!

went to Sears outlet store in Albany in Walmart plaza the other day and bought several pair of panties and name brand bras for a great price. the bras were buy one get one free for $3.00 and the panties were $3.00 each. They weren't my size as didn't try them on there but did when got home. Will return them for my size soon. I went to outlet store in Massachusetts and spent $32. a couple of months ago,not a good deal.

Saturday, March 30, 2013

Eat out 4 less....

click here and save money.Isn't just at Wendy's ut subway,Mcdonald's,papa john's...save a dollar on next meal. A dollar is a dollar is a dollar,ok?!

Thursday, April 29, 2010

Do Homework before Moving is all I can Say..


I have learned this the hard way as i have rented recently with no lease but a month to month arrangement with little protecti0on under the law and now find myself facing homelessness. I have had to spend or rather borrow $ 520. from my sick mom to boot to cover the costs of moving twice,renting trucks,paying people to help me move,rent a storage site,install phone,cable,pay for gas for trucks,etc.

From now I won't move in unless they take more than one pet and I have a lease. Unfortunately it is hard to be choosy when you are desperate,poor due to disability like me and encounter nothing but slumlords and bad housing as decent,safe housing is a dream when you are poor! What do you think? Avoid Greenville's June Wiltsie who manages a property on Wilt Wyck Lane,is all I have to say as she is a horror!

Monday, February 1, 2010

Caulk it...if you have drafts..


If you are like most people, you are concerned about saving money and especially heat at this time of the year. I know my propane bill has gone from $ 3.29/gallon and $ 329. for 100 gallons and $ 200 a month useage on the average to $ 3.99/gallon,$399./100 gallon tank and $ 270/month on the average,ugh!

Now you can caulk away your drafts in your windows, doors and keep some of your heat in,the cold out and your heating bill down. Yeh! Read more about it here.

Monday, December 28, 2009

Smoke em if you Got em..









If you don't then I suggest you got butting..What?! Well..you can get your old butts out of your ash tray or the ones you dumped on the ground or any hanging outside of businesses and use the tobacco to make your own cigarettes. My friend is doing this. He dries it for several minutes in the microwave before reusing!

We also went to the dump and hit the gold mine in that we found several beer cases left there full of beer bottles and caps. It totalled $ 13.60 so we were able to do our laundry and my friend the smoker was able to buy a pack of cigs. Not a bad day's work and it took but an hour. We plan on going back weekly on the week end when the dump is closed to get more...Helps as is hard to get any paid employment when you are on disability like us as noone wants us and we really needed the money especially this month what with the holiday and the fact that a check bounced causing 6 checks to bounce incurring bank fees. The beer bottle caps I use for my jewelry as like many artists who are broke but need material to make art so they use old product.

I think it is amazing and quite admirable how we are really using everything and not wasting nowadays. Don't you?!

Monday, July 27, 2009

SAVE BIG with Mama...


'old food crate label that is now considered vintage art. Go figure! But..they are pretty.'

Yes.. this woman from 'Mama's Cafe' blog, is very much like me in that she enjoys canning and of course saving a buck! I too have purchased mason jars and lids to preserve the goodies from my garden. guess what? It's fun too. She has some good recipes and also can tell you how to get the jars real cheap. I got mine at a yard sale for .25 a jar..Read more

Thursday, June 18, 2009

Watch a movie FREE on me..

and HULU..good if you have no cable like me and are clueless as to how to use the converter box. 'Jailbait'..

Thursday, March 5, 2009

How to make $$ from home...


Need money?! Maybe you can make it from h0me. Read my ehow article.',

Tuesday, March 3, 2009

Want FREE magazines,newspapers,books?


Save money by going to your local recycling plant and bring home lots of good stuff FREE! Today I brought home 2 bags of shredded paper to mix in with my cat litter to extend it. I also didn't get the sunday newspaper so I looked at it at the library and got 2 packets of coupons instead at the plant. I also got magazines. Two days ago I got a book and some other magazines. It saddened me to see books being thrown away as I know someone took the time to put their soul into what they wrote.

Today, I saved $64 at the supermarket,almost the amount I spend a week on food!

Saturday, February 28, 2009

Am enjoying my FREE new mini Laptop..


well not exactly Free but..close as was upgraded for free as my previous desktop was damaged due to faulty electrical wiring and I am deducted the costs for a new computer from my rent! It would have costed $70 to diagnose the problem,$100 for a new hard drive,the problem being old one was fried,$100 for repair plus tax so..since my old pc was about 2 1/2 years old and I wanted a laptop so I wouldn't have to sit in my unweatherized,freezing,dark home office..I just got what I wanted,lol..I come out ahead in the long run but fwas inconvenienced as had to use the computer at the library for the past 3 weeks! ugh...but, I am smiling NOW! The Dell mini laptop Intel Atom costed $ 270 with tax and free Fed Ex shipping! A real sTEAL!

Plugged in my Magic Jack for internet phone but all I get is dial tone and can't make a call so I need to get some help with this! ugh..I will delay my review of Magic Jack for another day.,

Wednesday, February 25, 2009

SAVE $$ on Gas..


Yeh the price of gasoline is going up again so go Read this if $$ and saving it matters to YOU!!

Friday, February 20, 2009

SAVE $ on laptop at Tiger Direct


and save the environment too by recycling. You get money back on recycling your old computer. Plus a computer laptop only costs $399! It includes a web cam built in it.

Friday, February 13, 2009

Save Money this VAlentines day and don't go broke for LOVE!

REad more

More ways to SAVE BIG!




OVer 1,000 ways to save $$$!

40 ways to save money!

 excerpt here.   'One of the biggest challenges in personal finance is figuring out ways to reduce the regular bills that we all face each month. These continuous regular expenses simply fill up our budget, leaving us less money to invest for the future – and also less money to spend on things that we enjoy.
The best approach for trimming required spending is to simply walk through all of the required expenses and look for ways to lower that number. Here are forty techniques you can use to do just that, divided up into several sensible categories.
Automobile
Automobiles are money pits – they constantly go down in value, devour fuel by the gallon, and often require all manner of repairs and maintenance work. How can we reduce the cost of automobiles in our monthly budget?
Read more here

great frugal tips on this blog.

Save with SaLES,coupons,rebates...



At Michael's, the craft store, there is 40% coupon for one item til Valentines day. Peebles, who normally has sales up to 70%..as is getting rid of their old stock, has coupons for an extra 20% for President's day. Petco has a $5. pet product coupon. Macy's has big sales throughout the store as is hurting because of the economy. Am sure there are othere stores but I can't think of them off hand.

I also have a 10 % coupon for Dell, if anyone is interested. I had to get a laptop as power outages damaged my hard drive and the room in the back that is my office is too cold to use anyway so now I can take the laptop anywhere and use it! I got it for a great price through Dell, for $ 260, which included tax and shipping.I also have coupons I get from the newspaper like on diapers that I don't need. You can alos get coupons at the store circular, like I just saved on a gallon of milk for $ 1.99 You can also use the machine as you enter the store if you put your store card in it at Price chopper, to generate more coupons. You can also get them online.

You can also save on your phone bill with Magic Jack. It is like an online phone. Only this one costs $ 40 for the year and then you pay $ 20 a month after that but still is less than Vonage! You can also save on tv by watching reruns like the Bachelor and the Housewives of OC, a week later, and catching the recaps at their web sites, on the computer!

I just got an antennae for my converter box so hope to be able to watch tv, without having to pay cable,soon.

I also got help through HEAP with my electric and propane bill so I didn't have to pay for propane this year and will pay less on the electric. DOH will pay towards the bill as I am in a program for people with disabilities.

You can also get a scholarship if you are poor, to enjoy the Y's pool and workout and places like the HOH, Hudson opera house, teach art and writing for free if you qualify.

SBDC has classes in topics like copyrighting and the law, and one is coming up for FREE on how to write a good business plan.

If you know some good places to get something cheap or Free, please let us know by posting here! Thanks!

Sunday, February 8, 2009

SAve BIG on your healing and cooling bills with Mylar!



"I'm just trying to stay warm in this house as my owner don't give no heat, damn it!"

Yeh I mean the space plastic wrap used to save your life when you go camping or hiking! REad more

Saturday, February 7, 2009

FREE

FREE
sample of Aveda

My new beer bottle cap jewelry

My new beer bottle cap jewelry
by Artzstuf

Reused Clothing..

SAVE & MAKE

SAVE & MAKE
$$$$$$$$$$$

save

save
clip..coupons

YARD sale..weekend

YARD sale..weekend
more info on Craigslist

eNTRECARD

eNTRECARD
dROP ON ME!

Skiing... on the Moon!

Skiing... on the Moon!
WednesdaYS, LADIES' dAY, HUNTER mountain $53.