= I am frugal,not Cheap! Spend Smarter but..Live Modestly

A cynic knows the Cost of Everything but..

A cynic knows the Cost of Everything but..
the VALUE of Nothing!
Showing posts with label saving money. Show all posts
Showing posts with label saving money. Show all posts

Wednesday, July 3, 2013

Save money and stay home this summer..

If you're anthing like me, I am a huge fan of HGTV,especially shows like love it or list it or Cash and Cari or flip this house..I think you are getting the picture. There is huge money and interest in this poor economy with saving money and improving on the homes we have and items in our homes like antique furniture,restoring it,rehabbing our homes with new appliances,knocking out walls for an open plan,fixing other's homes and making a profit selling them and having yard sales,going to auctions and so forth. Many will still be on the roads traveling with gas prices soaring this time of year but many like my self will do day trips to cooler places like VT,as live in NY,Mass. and NH and make my home friendlier on the eyes and staying home this summer!

Sunday, May 26, 2013

Show on T.L.C. on extreme couponing..

focuses on people who clip coupons to save money compulsively. Rather than save money,they buy hoards of stuff like 20 ketchup,will never use in a lifetime. Would make some sense if donated some of it. In some case,do,begrudgingly after being pressured by frustrated family who are sick of the items invading their homes. I think this is alot like hoarding. Yes they save like $600 but have alot of things hanging around. Shouldn't buy more until exhaust stash have.

In some cases,make money from coupons as saw in one instance item was 5.99 but reduced to 1.99 and had coupon for $2.50. money owed to from store goes to noncoupon item. Now remember these people buy like 20 items so is $10 to say meat.

Now can look at this from another perspective as perhaps these families are blessed or rather these hubbies are,not to have wives with gourmet tastes. Instead of satisfying their compulsiveness and addictive personalities by shopping,they do this. More cost effective certainly.  You may be asking self  where they get al these coupons. Well many of them dumpster drive! ugh. Can go to paper section of dump as have done it myself when times were tough and get free coupons out of dumpster,standing outside it. Many times they are bagged or tied in twine so not so bad. Great. don't even have to buy a newspaper lol.

I like saving money as much as next guy though..This weekend saved $25. at Price Chopper on food,etc. and at CVS on some food,another $10. Anything save is money that can be used for something enjoy. Friend Bill and I plan on camping this summer and traveling so money saved will go to this.

Between couponing,sales,not buying newspapers,you save a lot. Can also eat at soup kitchens and buy some groceries at food pantries. Also give out clothes and toiletries and pet food.  If live in rent subsidized apt.,use Medicaid,medicare for doctor costs and medicine,only spend money on car maintenance,gas and balance of rent after say an agency like RUPCO,section 8,soldier on,HATAS pays their share and on what can't get with coupons! Neat huh?!

Thursday, April 29, 2010

Do Homework before Moving is all I can Say..


I have learned this the hard way as i have rented recently with no lease but a month to month arrangement with little protecti0on under the law and now find myself facing homelessness. I have had to spend or rather borrow $ 520. from my sick mom to boot to cover the costs of moving twice,renting trucks,paying people to help me move,rent a storage site,install phone,cable,pay for gas for trucks,etc.

From now I won't move in unless they take more than one pet and I have a lease. Unfortunately it is hard to be choosy when you are desperate,poor due to disability like me and encounter nothing but slumlords and bad housing as decent,safe housing is a dream when you are poor! What do you think? Avoid Greenville's June Wiltsie who manages a property on Wilt Wyck Lane,is all I have to say as she is a horror!

Tuesday, February 2, 2010

The High Cost of Cheap...



Cheap is not always better. Read the book 'Cheap' and find out why. I am reading the book by Schell and am enjoying it. If you make hand made art and jewelry like me, then you can appreciate it when people will pay more for quality,durability and hand made versus factory line jewelry. Most unfortunately want a deal and cheap and thus trade beauty for ugly crap. What do you think?

Tuesday, January 12, 2010

Bought a new color 3-in-1 color Printer at CVS for..



$ 39.99. WAs originally $ 89.99 but was on sale and t hen Ihad a coupon based on my shopping history. All I did was scan it and I received some coupons toward my new purchases! Fun!! The printer is a scanner and copy machine as well. There is no fasx or phone but..I stillhave my old printer for that if I choose to connect it but won't as I have no phone where I live at the moment. (Had had a problem connecting it as Verizon came out three times already! ugh..)

You can also save if you recycle your ink cartridges at Staples and also at the Lexmark web site. Lexmark has a better deal than Staples which offers a few dollars off on your next cartridge. They give you a FREE cartridge if you return 5.

FREE

FREE
sample of Aveda

My new beer bottle cap jewelry

My new beer bottle cap jewelry
by Artzstuf

Reused Clothing..

SAVE & MAKE

SAVE & MAKE
$$$$$$$$$$$

save

save
clip..coupons

YARD sale..weekend

YARD sale..weekend
more info on Craigslist

eNTRECARD

eNTRECARD
dROP ON ME!

Skiing... on the Moon!

Skiing... on the Moon!
WednesdaYS, LADIES' dAY, HUNTER mountain $53.