= I am frugal,not Cheap! Spend Smarter but..Live Modestly

A cynic knows the Cost of Everything but..

A cynic knows the Cost of Everything but..
the VALUE of Nothing!
Showing posts with label save money. Show all posts
Showing posts with label save money. Show all posts

Monday, June 19, 2017

Got memory foam pillow new for $5 at yard sale..

Normally $60. Also bought a new shredder, also $5, a new breakfast sandwich maker for $5 and a few other things like a new dog lead for $3 that lights up and lean grilling machine for $8. psych!

Saturday, March 18, 2017

After attending Extreme Coupon Free Seminar at local Hotel..

I have been inspired to clipping coupons from paper with sales to save money. Saved $100 January and February so far. This month so far, $45. Good start!

Sunday, May 25, 2014

Saved $12. at Price Chopper today...

'shop smarter, live better!'

I bought a lb. of American cheese for $ 1.99! Had store $1. coupon and manufacturer one for $2, so saved $3 on cheese already on sale for $ 4.99.  Water melons were on sale for $2.99 each and milk for $2.99 a gallon. Also got 1 1/3 lbs. of ,already cooked for $3.99!

Thursday, April 24, 2014

Save money, eat expired food...

'be frugal'.

not necessarily bad  Food pantries often freeze meat so says like March but still good as was frozen.  They hand out stale bread and bruised fruit, veggies too, donated from grocery stores locally. Can still work though. Great for soups and juicing. Read more here.

Saved money and ate home tonight...

'be frugal'.


Friday, April 11, 2014

Save money, watch videos, listen to music online..

'be frugal'.

on youtube.  watch here. Watching talent shows is very popular. look at the voice, America's got talent, xfactor and American idol to see what mean.

Monday, March 31, 2014

Sunday, March 16, 2014

Save money by DIY..

'shop smarter,live frugally!'

Living green can put money in your pocket. Find out how here on my green blog.


Wednesday, March 12, 2014

FREE! Marketing Strategy Video

'live well,shop smarter'.

watch here.  with Brian Tracy.  Watch this one too with Guy Kawasaki who worked with Steve Jobs.

30 ways to save money...

from blog  'Frugal for life' shown below.

A Minimum 30 Ways to Save a Dollar a Day | | 2 Comments »
This is a list of ways to save about $30 a month or a dollar a day. If you can do a couple of these, then you can save even more, like 60 or 90.00 a month .

Cutting down on what you have:
1 Cancel TV service or downgrade to a plan that saves at least $30 a month
2 Cut out buying one soda or coffee a day – make or bring your own
3 Downgrade/Cancel cell phone or landline service
4 Cut out one or two meals eating out
5 Lower your utility use (use cold water more, lower thermostat in the winter, raise it in the summer, etc)
6 Cut back on a bad habit – reduce smoking by ½ packs, buy fewer drinks when going out, cut the lottery buys down
7> Trade down in car or home and bank the difference you've made
8> Figure out what you pay for gas each month, drive one day less a week and at the end of the month bank the difference

Adding to what you already do:
9 Round up in your checkbook to the next dollar amount – bank the extra money at the end of the month
10 Use coupons and consider them money – every coupon used (or doubled) means you put that amount away
11 Find more and don't spend rebate checks, cash back refunds, etc
12 Found money in washer/street gets saved
13 Borrow from the library when the urge to buy comes up – put that money away
14 Bring lunch to work- calculate what you normally spend on lunch and save that amount
15 Buy generic and save the difference – keep a pen and paper with you to figure the savings
16 Check around to make sure you are getting the best deal for insurance – the difference goes into savings
17 Call credit card companies to get a lower interest rate – calculate the saving for the lower interest rate based on what you owe, divide by 12 and put that amount away each month
18 Write checks for over the amount instead of paying bank fees
19 Rent a movie instead of going to the theater and put the difference into savings
20 Stop off at the thrift store to find what you need before spending money at the department store
21 Sit down and do a budget- find out how much is going out from what is coming in and cut back on the areas that you are spending to much

Make money to put away:
22 Sell items in your house
23 Resell items picked up from yard sales or sell for family/friends and take a commision
24 Pick up trash, fix it up and sell it
25 Bank your raise- right there can be the whole year's worth of savings (~360$)
26 Bank your refund check from the IRS- Since you already are living on less
27 Offer to do odd jobs for neighbors/friends that you already do for yourself
28 Sell textbooks back – even if you've found them from the dumpster
29 Sell an old cell phone
30 Sell your expertise in tutoring, shopping for others or giving instructions on hobbies

Sunday, March 2, 2014

Saved at Price Chopper today..

I bought Brandy,my dog,dog treats,'Smiley's' by Beneful. They were on sale,2 for $7 and I used my coupon,buy one get one free for a savings of $4.50. 

Friday, February 28, 2014

Used coupons and shopped sales and saved...

yesterday. Bought 3 bags of candy, Reeses',, kisses for Easter for $9 minus $2 coupon for $7, 12 rolls of Scott tissue for $6.99 minus $2. coupon for $4.99,ginger ale for 69 cents with coupon at CVS.  Saved $1 on Sorrento cheese,$1. on two cat Party Mix, 2 for $3($3-$1=$2,35 cents off Soft Soap for 99 cents for .64. at Walmart. $6.65 total savings. All good. Bought some more rawhide bones at Burlingtnn Coat Factory. Some were 50% off.

Day before went to food pantry and got for free a bag of chicken parts, some caanned beans,pasta,fancy soaps(lemon verbena,sage) and pancake mix. Added up to $20 free food.

Monday, February 24, 2014

Saved $2.70 on about 9 gallons of gas ...

"Shop smart, live frugally!'

yesterday at Sunoco as affiliated with Price Chopper and had a receipt for gas discount since shop there. All good. Every bit helps. Bought two coffees with what saved. lol..

Saturday, February 15, 2014

Saved on Valentine's candy....

'Shop smarter, be frugal. '

as 25% off. Russel Stover foil heart and Giardelli dark chocolate was $5 and now $3.97.    20% off.  also saved $2. on milkbone dog biscuits too. all good,anything can save on. yes! Also used CVS coupon for $3.00 off!facial skincare that was buy one get 2nd 50% off.

Wednesday, January 29, 2014

went to food pantry today..

'here's to your health!'

got some ginger pesto sauce,some olive oil soap,a couple of cans of beans,candy canes,bagels donated,eggs,eggplant,wilted broccoli head,an onion,a cucumber,salad mix,pasta,including spaghetti,egg noodles and elbow macaroni,fruit cocktail.,vienna sausage. Value saved about $24. all adds up.

Sadly since got $11. social security increase,1.5%,rent upped $3. Had food stamps cut about $8 so no increase really.

Thursday, January 16, 2014

Went to Petco and stocked up on more..

'Animals LARGE and small, God made them all!'.

rawhide xmas bones for Brandy my dog as 75% off.  I also went to Target, where they had clothes on sale at 70% off.  Got some work out capri leggings and tops. Change of seasons so getting rid of old stock for new spring stuff.

Monday, January 13, 2014

Petsmart has good savings now....

'Live well,shop smarter'.

on pet accessories and bones from XMAS. Rawhide doesn't expire so I bought more when had already stocked up on post XMAS sale bones from Walmart.  I also bought two battery operated candles can put in my window year round as pastoral and spiritual,not just XMASy. Was just a buck. Also go two big boxes of miniature candy canes marked down 75% from $2.50,75 cents each. Don't expire til june of this year. love peppermint and so does my dog so will use up by then. Got Billy Graham XMAS cards n box for next season for $1.25.

Also CVS has free candy with coupon. ( .75 minus .75 coupon. These are good promotions they do to get you in the store so then will buy something else. Usually do this with soda too. My attitude is clear. Any savings is good and can be used for an item wouldn't normally get like treated myself to Seattle's blend coffee for $7 instead of my usually on sale Maxwell House blend for $2.99. Also bough a London broil meat for $11. There is enough for two meals and portions easy. I am content with 4 slices with a salad so.. all good.

Also purchased some liquor like gin,vodka,whisky can mix drinks at home with instead of paying $ 7.00 each for a drink in a bar/restaurant.  Also bought some orange,coconut juices and milk for ingredients. Had bought pineapples in can. Looking for a cheap blender can mix things with. Will try Walmart.


Monday, January 6, 2014

Great New Year 2014 deals ahead..

'Save BIG!'

at several stores.  There are a lot of after XMAS sales going on now. Ok here goes. CVS has XMAS items on sale at 75% OFF!  I got some candy that doesn't expire til March so is fresh. M & M's are usually like priced $3. when reduced so 99 cents now is great. Also got kisses. Got cowboy tan boots that resembles Fryes at DSW for $30. at 75% off that are uber comfy.  The Gap has a lot of clothes at 50% off as getting rid of old stock for change of seasons.  I got 2 tops.  Burlington Coat Factory has a lot of pet stuff on sale,especially rawhide bones with XMAS design. Got 20 lollies for dogs for 5 bucks. Also got a bag of rawhide bones,all shapes and sizes for $9. for atleast half off.  Tried track shoes in Fila and were uncomfortable but great price as half off. Had schetcher's too. Walmart too has XMAS stuff on sales. Got pet toys for our cats and dog and yes bones with XMAS look. 7 dollar bones for $1.70,great!

Monday, December 16, 2013

Save money by taking care of what own aready like...

your clothing.  Be careful of stains and if get one promptly launder to preserve the item. Promptly repair car if needs maintenance. Package food properly so doesn't spoil. Use food before expiration dates. Take care of health too as much as possible by eating right,exercising,going for regular check ups to prevent major illness and expensive doctor bills. Take care of pets too for same reasons.

Thursday, December 12, 2013

Went to Michael's craft store yesterday and..

got a mini XMAS tree,1 ft. for $2.! Also got a chess game for 50 cents. cool. I also went to a shop on Central Av. and got my $25. back as was not Chloe perfume but a cheap knock off! shame on you.  Also got a fleece throw blanket at Walmart for $ 2.89!  Was looking for something to throw on hard wood floor by my couch so this works and cheaper than a rug. Just want something warm on floor when get off couch with no shoes on so feet aren't cold.


sample of Aveda

My new beer bottle cap jewelry

My new beer bottle cap jewelry
by Artzstuf

Reused Clothing..





YARD sale..weekend

YARD sale..weekend
more info on Craigslist



Skiing... on the Moon!

Skiing... on the Moon!
WednesdaYS, LADIES' dAY, HUNTER mountain $53.