Save money by taking care of what own aready like...

your clothing.  Be careful of stains and if get one promptly launder to preserve the item. Promptly repair car if needs maintenance. Package food properly so doesn't spoil. Use food before expiration dates. Take care of health too as much as possible by eating right,exercising,going for regular check ups to prevent major illness and expensive doctor bills. Take care of pets too for same reasons.

Make money from junk..

read more here.

Closer to... SANE!, a health and personal commentary blog: The best way to make money besides having a J-O-B ....

Closer to... SANE!, a health and personal commentary blog: The best way to make money besides having a J-O-B ....

"All creatures great and small,God made them all!" -the Bible

Went to Equinox thanksgiving dinner in Albany and...

plan on going to the Mission for XMAS as am alone and not cooking and poor so going to save money this way.

Went to Michael's craft store yesterday and..

got a mini XMAS tree,1 ft. for $2.! Also got a chess game for 50 cents. cool. I also went to a shop on Central Av. and got my $25. back as was not Chloe perfume but a cheap knock off! shame on you.  Also got a fleece throw blanket at Walmart for $ 2.89!  Was looking for something to throw on hard wood floor by my couch so this works and cheaper than a rug. Just want something warm on floor when get off couch with no shoes on so feet aren't cold.
 

great deal!

went to Sears outlet store in Albany in Walmart plaza the other day and bought several pair of panties and name brand bras for a great price. the bras were buy one get one free for $3.00 and the panties were $3.00 each. They weren't my size as didn't try them on there but did when got home. Will return them for my size soon. I went to outlet store in Massachusetts and spent $32. a couple of months ago,not a good deal.

Went to FREE art class today at...

library in S. Deerfield, M.A. where I live half of each month. Was fun. Made art boxes.  I also talked briefly to the teacher about me teaching a class or two there for cash.  Need to talk to the director of the library about this.  Earlier in week took a writing class down at café in building am staying at for $25 for two hours. We wrote short stories or rather story openers. fun. Also attended a book signing and met the author and bought one of his books on autism and how he deals with it. Inspiring! I go back to NY Monday as need to water my plants. Hope they made it. .Are of the tough variety so trust did.

went to dropaholics

all my blogs.

Saved $ Big!

This past week end went to Price Chopper, a local super market for my weekly shopping. There I got a newspaper loaded with three packets of coupons,easily paying for the $2.oo newspaper. Last week only had one in the paper. Found many coupons will surely use as use these items normally.

I also bought 2 28 pound bags of scoopable cat litter made by a less well known, generic store brand, 'Pristine Paws' for $14. Normally pay that for 20 lbs. so good savings. I also bought 128 oz. of generic store brand 'Clear Value' bleach for .99! Normally $2.50.    Saved $19.50 but sadly the weight from all this broke my cart and had to toss it(had spent $32. on this flimsy cart at True Value(or Tony Fallon Hardware, owned by my exfriend Tony who accused me of stealing his credit card. Read more on this soap opera topic on my Closer to Sane blog) hard ware store in Cairo, NY. was always a problem as wheels bent to sides.) Took a loss of $12. but saved in long run with the many coupons.

Had taken a hit last mointh when I had to buy another bike(mine was stolen) from a yard sale for $30 and then it was vandalized(tires slashed),out $30.  Neighbor gave me a knock around bike so helped but still...

My motto is to save as much as can so can enjoy things normally couldn't afford. I treated myself to a hamburger and fries for $5. and a large cheese pizza from 'Bella Pranza' local pizza joint, for delivery for $6.99(had coupons). Saved Saved a buck after delivery and tip but every bit counts.

Went to Survival Center today...

in Amherst,Mass.  Ate a free healthy lunch,got some free food from the pantry and some toiletries. Included in the mix was rganic,fresh,local produce soap from the Middle East,Tom's of maine tooth paste,Colombian coffee beans(have a grinder) and castile soap which is terrific stuff. Extol it's virtues further on my  blog. On way home saw some sunflowers on side of road growing wild. Picked one and then was yelled at by the man who guess owned the land saying  was on 'private property'. Some lady from the farm stand across the road ran over for payment. My friend gave her $2. Acted like was stealing a car load instead of innocently picking a wild flower. geez.

Get a tax break by extreme couponing...

Normally I don't condone this strange behavior which is similar to hoarding but...If giving to charity then it is ok and not only that profitable when you can get a tax right off on what you give! ex. $1,000 food and toiletries donation bought from manufacturer,store coupons and sales.

For more on this topic on my blog, go to former post on extreme couponing from August as just updated it as saw another extreme couponing program on TLC and learned more about this new bizarre trend that perhaps isn't all that odd after all in these hard economic ties! Share your thoughts on this topic here now. Thanks!

Yard sales are a great place to get a deal...

Yesterday went to one and purchased a couch, a two seater and an air conditioner for 10 each and a microwave for 7 and an area rug for 5 and fan for a buck. Yeh they're used but in good shape and where can you get them

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for this price? Will give them to my friend who needs them.

Save money and stay home this summer..

If you're anthing like me, I am a huge fan of HGTV,especially shows like love it or list it or Cash and Cari or flip this house..I think you are getting the picture. There is huge money and interest in this poor economy with saving money and improving on the homes we have and items in our homes like antique furniture,restoring it,rehabbing our homes with new appliances,knocking out walls for an open plan,fixing other's homes and making a profit selling them and having yard sales,going to auctions and so forth. Many will still be on the roads traveling with gas prices soaring this time of year but many like my self will do day trips to cooler places like VT,as live in NY,Mass. and NH and make my home friendlier on the eyes and staying home this summer!

SAve money being Green..

Think cheap!

One should minimize plastic use by using Brita water and own containers of aluminum for one. Read more here.

recycle too.

my tip is to compost as often as can as minimizes trash may have to pay to remove if own own home.

EBT couponning.is a better way..

to go. What you think?! Read more here.

Disabled and veterans camp and...

can go to museums,etc. for FREE! Also 50% discounts for night sleep overs,use of electric,etc. About time we got something,huh!? Ofcourse seniors get discounts too. Read more  here. As we know,travel in general on local buses,buses are discounted by 1/2 already. So travel cheaply and enjoy your summer folks! Read more on camping free in state federally owned state parks for disabled and veterans here. Click word here for link to more info. You need t6o show your veteran,medicare cards to get discount. Don't gforget to join AARP and get discounts there too. Click link here on AARP benefit discounts.

Pay your bills on time to..

save money.  Real simple advice but good advice if you take it. No gimmicks. Also use coupons and buy sale items that you will use in this life not the next. What good is having so much crap around you need to rent a storage locker? Yard sales are good too but again buy whAt need. Also can buy other people gifts from there too. tAKE CARE OF CLOTHES AND STUFF HAVE THOUGH TOO SO DON'T HAVE TO KEEP BUYING STUFF. Uh..what else? join AARP and buy insurance and travel cheaper with discounts from there. Go camping,travel Europe by rail,stay at youth,elder hostels instead of motels,hotels. Make own coffee,use water from Brita filtered bottle instead of buying drinks out,eat in as much as can,brown bag it.Yeh you can live well on little if you use your brain. Download FREE music,movies online and save and be kind to environment by not buying dvds,cds. Also don't pay for phone but use Assurance wirelsss if disabled,poor. Watch tv,use free internet on free wifi instead of paying alot for cable,net.

Also use HEAP benefit if qualify to help pay heat bill. Also live in subsidized housing if can and have part of rent paid. In some cases,tv,net,utilities,heat included!

uSE AND APPLY FOR FOOD STAMPS AND SAVE ON FOOD TOO.

FREE Ellie song. Click link.

Show on T.L.C. on extreme couponing..

focuses on people who clip coupons to save money compulsively. Rather than save money,they buy hoards of stuff like 20 ketchup,will never use in a lifetime. Would make some sense if donated some of it. In some case,do,begrudgingly after being pressured by frustrated family who are sick of the items invading their homes. I think this is alot like hoarding. Yes they save like $600 but have alot of things hanging around. Shouldn't buy more until exhaust stash have.

In some cases,make money from coupons as saw in one instance item was 5.99 but reduced to 1.99 and had coupon for $2.50. money owed to from store goes to noncoupon item. Now remember these people buy like 20 items so is $10 to say meat.

Now can look at this from another perspective as perhaps these families are blessed or rather these hubbies are,not to have wives with gourmet tastes. Instead of satisfying their compulsiveness and addictive personalities by shopping,they do this. More cost effective certainly.  You may be asking self  where they get al these coupons. Well many of them dumpster drive! ugh. Can go to paper section of dump as have done it myself when times were tough and get free coupons out of dumpster,standing outside it. Many times they are bagged or tied in twine so not so bad. Great. don't even have to buy a newspaper lol.

I like saving money as much as next guy though..This weekend saved $25. at Price Chopper on food,etc. and at CVS on some food,another $10. Anything save is money that can be used for something enjoy. Friend Bill and I plan on camping this summer and traveling so money saved will go to this.

Between couponing,sales,not buying newspapers,you save a lot. Can also eat at soup kitchens and buy some groceries at food pantries. Also give out clothes and toiletries and pet food.  If live in rent subsidized apt.,use Medicaid,medicare for doctor costs and medicine,only spend money on car maintenance,gas and balance of rent after say an agency like RUPCO,section 8,soldier on,HATAS pays their share and on what can't get with coupons! Neat huh?!

Save cash by selling clothes don,t wear...

Places like Clothes Mentor buy designer clothing and accessories for a third of what sell it for. Not much but beats zip which is what get from Salvation Army.

http://www.clothesmentor.com/

Eat out 4 less....

click here and save money.Isn't just at Wendy's ut subway,Mcdonald's,papa john's...save a dollar on next meal. A dollar is a dollar is a dollar,ok?!

Cheap is not always best..

but is just that cheap,not a frugal,smart buy. Read more here.

HEAP is on..

so save money on lowering your heat costs with this subsidy program. Taking applications now.

Save money by insulating FREE

through Empower NY if you qualify. Need to be poor like me. Read more here.

Save $$$ by using space heaters...

It is argued by some that they lose you money but I feel theat they don't as direct heat to where you are instead of the whole house where you aren't. Read more

Save$$$ by not buying cat litter by..

mAKING IT YOURSELF. sEE HOW HERE.

yard Sale..

first one of this year starting the warm seasons../click linkyard sale for day,time.  see you there. cairo,ny 552 main st cottage 1,may 18th,saturday. yard sale link here.

GOOD Deal..

I often eat at buffet near my home on Thursdays as is all you can consume for $5! is at Village pizza min Cairo,NY,greene county,usa. Anyways, has egg plant,chicken parm,sausage,peppers,onions,all different kinds of pizza,baked ziti,yum.

may go to Mcdonald's today for super value meal,double cheese burger,small fries,if ever stops raining here,ugh. need it but really now. I s getting old,fast when goes on for days,mm.

Do Homework before Moving is all I can Say..

I have learned this the hard way as i have rented recently with no lease but a month to month arrangement with little protecti0on under the law and now find myself facing homelessness. I have had to spend or rather borrow $ 520. from my sick mom to boot to cover the costs of moving twice,renting trucks,paying people to help me move,rent a storage site,install phone,cable,pay for gas for trucks,etc.

From now I won't move in unless they take more than one pet and I have a lease. Unfortunately it is hard to be choosy when you are desperate,poor due to disability like me and encounter nothing but slumlords and bad housing as decent,safe housing is a dream when you are poor! What do you think? Avoid Greenville's June Wiltsie who manages a property on Wilt Wyck Lane,is all I have to say as she is a horror!

How to Live Rent-Free..

in a tough economy is a great topic to discuss now and here I think. I think I have become the Master of living rent free. Infact it has been some time now since I paid the rent on a regular basis. No, I am not a dead beat tenant or creepy person who enjoys taking advantage of landlords. I infact am a very nice,moral individual but..I have had the misfortune of settling in Cairo,NY, the home town of the Slumlord. Yes, since I moved here over 2 years ago I have lived in 3 places with slumlords! Amazing? You bet but..

I have now decided to make this sad fact work for my advantage. I gave no rent this month as you may have previously read due to landlord not making necessary repairs and the fact that I deducted for this from the rent to the point that he deserved nothing. My last place I was evicted from, after not paying the rent there for three months, had no insulation and he rented it out year round. The previous place was infested with roaches and drug dealers as they never cleaned and then we had a fire there as place was poorly wired. Ugh..I withheld the rent til he got an exterminator in there which of course he didn't. He didn't even put us up after the fire. We had to stay in the place with no electricity in the dog days of August! No we are not crazy. We are just poor and had no choice as do many indigent people so we have few choices when it comes to affordable, decent housing. Town officials and the housing dept. don't seem to care about this issue as it cdoesn't effect them as they have a place to live so who cares? It seems to be a poor man's issue alone here in upstate NY apparently. Read More

All YOu Can EAt Italian Buffet At Village Pizza for $ 4.99..

"A cynic knows the COST of everything and the VALUE of NOTHING!"

I ate chicken,eggplant,pasta,freshly made cheese pizza,salad and a chocolate brownie. I felt stuffed when I finished and it tasted YUM, yum,Good! Great bang for your buck. Especially when other pizza parlor Franks's charges $ 6.99 for a limited portion, spaghetti and meatball dinner with bread and salad..Also they are alot nicer to deal with than Frank. I suggest you check Village pizza out if you want a great meal for your buck!

The High Cost of Cheap...

Cheap is not always better. Read the book 'Cheap' and find out why. I am reading the book by Schell and am enjoying it. If you make hand made art and jewelry like me, then you can appreciate it when people will pay more for quality,durability and hand made versus factory line jewelry. Most unfortunately want a deal and cheap and thus trade beauty for ugly crap. What do you think?

Caulk it...if you have drafts..

If you are like most people, you are concerned about saving money and especially heat at this time of the year. I know my propane bill has gone from $ 3.29/gallon and $ 329. for 100 gallons and $ 200 a month useage on the average to $ 3.99/gallon,$399./100 gallon tank and $ 270/month on the average,ugh!

Now you can caulk away your drafts in your windows, doors and keep some of your heat in,the cold out and your heating bill down. Yeh! Read more about it here.

SAve Big Money by Buying Ethanol Gas converting Kit..

Apparently you can get away with putting some in the tank without the kit but kind of scares me so would suggest you buy the kit.

Bought a Fisher Price Interactive Learning Toy for Children Cheap...

'Freaky Frugalite Pic from her blog'
at Walmart today in the clearance isle. It was originally $ 30 and was reduced for XMAS to $5 and is now $ 2.50! Great deal. Also saw children's electronic guitar/keyboard for $ 5.

I also saw many toys cheap at Family Dollar during XMAS season. Now they have the children's clothing reduced for $ 1-2. Anyone wiht kids knows how pricey toys and clothing can be.

Also bought Russel Stover candy in a nice gift box for me and my family for $ 2.99. It originally was $ 8.99 and then was reduced to $ 4.99 for the holiday and now is $ 2 off with coupon.

Bought a new color 3-in-1 color Printer at CVS for..

$ 39.99. WAs originally $ 89.99 but was on sale and t hen Ihad a coupon based on my shopping history. All I did was scan it and I received some coupons toward my new purchases! Fun!! The printer is a scanner and copy machine as well. There is no fasx or phone but..I stillhave my old printer for that if I choose to connect it but won't as I have no phone where I live at the moment. (Had had a problem connecting it as Verizon came out three times already! ugh..)

You can also save if you recycle your ink cartridges at Staples and also at the Lexmark web site. Lexmark has a better deal than Staples which offers a few dollars off on your next cartridge. They give you a FREE cartridge if you return 5.

Save your Coca Cola Bottle Caps Guys and Get a FREE Gift..

Met a gal at the local library who was on the Coca Cola web site and was entering all the codes off the bottles so show could get a FREE gift from the company. Smart!